where is the money going

Find yourself with no savings at the end of the month? This sheet will give you a clear idea on the source of your income and the method in which it gets spent. Use this to tackle your costs more methodically. Enter either the monthly amount or the annual one. Once done, the other will be automatically calculated. Income Monthly Annual Post-tax salary Spouse's income Investment income Rental income Other income Total Income Expenses Monthly Annual Household Expenses Grocery Medical House help Laundry Basic ammenities (electricity, water, gas) Phone Mobile Transportation Cable Lifestyle Expenses Books Newspapers Clothing Personal care Entertainment Travel Holiday Eating out Club/ Gym membership Fixed Expenses House rent Children's fees Home loan Auto Loan Instalment Other Loan Instalment Insurance Premium Miscellaneous Expenses Household gadgets White goods Festivals Family obligations Other Total Expenses